Co Op Mortgages for Existing Customers (previously Platform)

Today's Co-Op mortgage rates

Rates shown as at 2 August 2026

Co-Op 60% LTV Rates

				Action
Full Term Tracker Until Full Term	4.34%	Full Term	£999	Apply Now
2 years Fixed	4.48%	31 Dec 28	£749	Apply Now
5 years Fixed	4.66%	31 Dec 31	£749	Apply Now
5 years Fixed	4.74%	31 Dec 31	No Fee	Apply Now
3 years Fixed	4.76%	31 Dec 29	£749	Apply Now
2 years Fixed	4.80%	31 Dec 28	No Fee	Apply Now
3 years Fixed	4.96%	31 Dec 29	No Fee	Apply Now
Full Term Tracker Until Full Term	5.09%	Full Term	No Fee	Apply Now

Co-Op 70% LTV Rates

				Action
2 years Fixed	4.69%	31 Dec 28	£749	Apply Now
5 years Fixed	4.75%	31 Dec 31	£749	Apply Now
3 years Fixed	4.84%	31 Dec 29	£749	Apply Now
5 years Fixed	4.89%	31 Dec 31	No Fee	Apply Now
2 years Fixed	4.95%	31 Dec 28	No Fee	Apply Now
3 years Fixed	5.06%	31 Dec 29	No Fee	Apply Now

Co-Op 75% LTV Rates

				Action
Full Term Tracker Until Full Term	4.64%	Full Term	£999	Apply Now
2 years Fixed	4.69%	31 Dec 28	£749	Apply Now
5 years Fixed	4.75%	31 Dec 31	£749	Apply Now
3 years Fixed	4.86%	31 Dec 29	£749	Apply Now
5 years Fixed	4.89%	31 Dec 31	No Fee	Apply Now
2 years Fixed	4.99%	31 Dec 28	No Fee	Apply Now
3 years Fixed	5.09%	31 Dec 29	No Fee	Apply Now
Full Term Tracker Until Full Term	5.39%	Full Term	No Fee	Apply Now

Co-Op 80% LTV Rates

				Action
Full Term Tracker Until Full Term	4.84%	Full Term	£999	Apply Now
2 years Fixed	4.88%	31 Dec 28	£749	Apply Now
5 years Fixed	4.91%	31 Dec 31	£749	Apply Now
3 years Fixed	4.93%	31 Dec 29	£749	Apply Now
5 years Fixed	5.07%	31 Dec 31	No Fee	Apply Now
2 years Fixed	5.19%	31 Dec 28	No Fee	Apply Now
3 years Fixed	5.26%	31 Dec 29	No Fee	Apply Now
Full Term Tracker Until Full Term	5.59%	Full Term	No Fee	Apply Now

Co-Op 85% LTV Rates

				Action
Full Term Tracker Until Full Term	4.89%	Full Term	£999	Apply Now
2 years Fixed	4.92%	31 Dec 28	£749	Apply Now
5 years Fixed	4.95%	31 Dec 31	£749	Apply Now
3 years Fixed	5.06%	31 Dec 29	£749	Apply Now
5 years Fixed	5.11%	31 Dec 31	No Fee	Apply Now
2 years Fixed	5.27%	31 Dec 28	No Fee	Apply Now
3 years Fixed	5.39%	31 Dec 29	No Fee	Apply Now
Full Term Tracker Until Full Term	5.64%	Full Term	No Fee	Apply Now

Co-Op 90% LTV Rates

				Action
Full Term Tracker Until Full Term	4.94%	Full Term	£999	Apply Now
2 years Fixed	5.04%	31 Dec 28	£749	Apply Now
5 years Fixed	5.09%	31 Dec 31	£749	Apply Now
3 years Fixed	5.21%	31 Dec 29	£749	Apply Now
5 years Fixed	5.25%	31 Dec 31	No Fee	Apply Now
2 years Fixed	5.45%	31 Dec 28	No Fee	Apply Now
3 years Fixed	5.57%	31 Dec 29	No Fee	Apply Now
Full Term Tracker Until Full Term	5.69%	Full Term	No Fee	Apply Now

60% LTV


Full Term Tracker Until Full Term	4.34%	£999
2 years Fixed	4.48%	£749
5 years Fixed	4.66%	£749
5 years Fixed	4.74%	No Fee

70% LTV


2 years Fixed	4.69%	£749
5 years Fixed	4.75%	£749
3 years Fixed	4.84%	£749
5 years Fixed	4.89%	No Fee

75% LTV


Full Term Tracker Until Full Term	4.64%	£999
2 years Fixed	4.69%	£749
5 years Fixed	4.75%	£749
3 years Fixed	4.86%	£749

80% LTV


Full Term Tracker Until Full Term	4.84%	£999
2 years Fixed	4.88%	£749
5 years Fixed	4.91%	£749
3 years Fixed	4.93%	£749

85% LTV


Full Term Tracker Until Full Term	4.89%	£999
2 years Fixed	4.92%	£749
5 years Fixed	4.95%	£749
3 years Fixed	5.06%	£749

90% LTV


Full Term Tracker Until Full Term	4.94%	£999
2 years Fixed	5.04%	£749
5 years Fixed	5.09%	£749
3 years Fixed	5.21%	£749

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Other Mortgage Lender Rates

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Other Buy To Let Mortgage Lender Rates

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1 Year Fixed	1.00%	until 30/06/27
2 Year Fixed	2.00%	until 30/06/28
5 Year Fixed	4.00%	until 30/06/31
10 Year Fixed	6.00%	until 30/06/36

Co-Op Mortgage rates for existing borrowers