Switching to a new Kent Reliance mortgage product is usually a straightforward process for existing borrowers. Our free mortgage product transfer service helps you secure a new mortgage rate before your current deal expires while making the application process as simple as possible.
Kent Reliance mortgage product transfer process
The process we use to arrange your Kent Reliance product transfer depends on your mortgage account number.
Kent Reliance 08 mortgage account numbers
If your mortgage account number begins with 08, the entire product transfer process can normally be completed online.
- We identify the mortgage product transfer options available on your account.
- You select your preferred mortgage product.
- We submit the online product transfer request on your behalf.
- Kent Reliance confirms your new mortgage rate and the date it will begin.
Kent Reliance 700 mortgage account numbers
If your mortgage account number begins with 700, the product transfer process is paper based but remains straightforward.
Kent Reliance will not normally require a credit search or proof of income when arranging a standard mortgage product transfer.
- We obtain details of the mortgage products available to you.
- We prepare a Kent Reliance authority form for your signature.
- We return the completed documentation to Kent Reliance.
- Kent Reliance prepares your formal mortgage product transfer offer.
- We obtain your approval before your new mortgage rate is confirmed.
Benefits of a Kent Reliance product transfer
- Our mortgage product transfer service is completely free of charge.
- The application process is generally quicker than arranging a remortgage.
- A standard product transfer does not normally require a property valuation.
- A standard product transfer does not normally require a new underwriting assessment.
- We guide you through the process from start to finish and answer any questions you may have.
Why use our service?
We review the mortgage products available specifically for your account, explain your options in clear, straightforward language and manage the application through to completion.
Where appropriate, we can also compare your Kent Reliance mortgage options against products available from the wider UK mortgage market before you decide whether remaining with your existing lender is the most suitable option.